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Certificate Secured Loan

Earn interest on your Certificate of Deposit while using it as collateral. 

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Make Your CD Work for You

Need money now but your funds are tied up in a Certificate of Deposit (CD)? Using your CD as collateral for a certificate secured loan can provide maneuverability when you need it most.

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  • Fixed Rates: Certificate rate + 2.00% APR* for predictable monthly payments (example: Certificate rate of 3.50% + 2.00% = 5.50%)
  • 12 to 60 Month Terms
  • Use the Funds the Way You Want
  • Easily Manage Your Loan: Access your loan through the Online Banking portal or Mobile App

Certificate Secured Loan Rate

APR Term
2.00% + Current Certificate rate Fixed
APR
2.00% + Current Certificate rate
Term
Fixed

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FAQs

A certificate secured loan provides the guarantee of collateral, making it easier to get approved. It's a good way to obtain the funds you need while maintaining your savings, and without breaking the certificate and paying costly fees. Enjoy the benefit of continuing to earn interest on your certificate while paying the loan down. A certificate secured loan is also a great way to improve your credit score. 
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Disclaimer

*APR = Annual percentage rate

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