About EMUCU

EMUCU is more than a credit union. We are committed to our members, our community, and our team, creating financial confidence, building connections, and shaping brighter futures across Michigan.

 Our History

Welcome to Eastern Michigan University Credit Union — your partner in personal and financial growth!


Eastern Michigan University Credit Union (EMUCU) is a division of the University of Michigan Credit Union, so members get to reap the benefits of both. EMUCU members can utilize both EMUCU and UMCU locations — just look for the green and silver star logo that mirrors UMCU's maize and blue star. 

We serve not only the Ypsilanti and EMU community, but everywhere that UMCU has a presence as well — metro Detroit, Flint, Ann Arbor — and we continue to expand our presence. No matter where you live, work, or travel in Michigan, you're never far from one of our branches!

As a member of EMUCU, you'll have access to our extensive network of 17 virtual branches and brick-and-mortar branches across Michigan and be part of an organization that is dedicated to improving the well-being of not only our members, but our team and community as well. We have a family of 119,000 members with assets exceeding $1.3 billion! 

Our commitment to education and the future of our members is mirrored in our campus branches located at Eastern Michigan University, University of Michigan Ann Arbor, University of Michigan Flint, University of Michigan Dearborn, and Washtenaw Community College. These branches are not just about transactions; they're about forming lasting relationships and fostering a supportive environment for students, faculty, and staff. 

But what truly sets us apart? Our commitment to community impact. From free financial education to partnerships that open doors to exclusive events, we're proud to create opportunities and experiences that go far beyond banking.

Experience the EMUCU Difference  

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Financial Solutions That Put You First


At EMUCU, we believe your financial tools should work as hard as you do. That's why we offer a full suite of services designed to support you at every milestone of life. 

Whether you're just starting, growing your family, or planning your next big step, we're here to help you make it happen: 

  • Savings accounts to help you build your financial future
  • Checking accounts for everyday ease and security
  • Credit cards that give you flexibility when you need it most
  • Mortgages to turn homeownership into a reality
  • Vehicle loans to get you where you need to go
  • HELOCs to upgrade the space you already love
  • Personal loans for life's unexpected turns
  • Student loans that make higher education more accessible


What truly sets us apart isn't our products — it's our purpose. As a member-first credit union, your voice helps guide everything we do. Because when our members and communities thrive, we all succeed.

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Excellence Recognized on a National Level

One of the Best Places to Work View One of the Best Places to Work Page

One of the Best Places to Work

2017 - 2024 | Best & Brightest Companies to Work for National

Excellence in Financial Education View Excellence in Financial Education Page

Excellence in Financial Education

2023 | CUNA Alphonse Desjardines Adult Award

Top-Notch Compliance & Risk Mitigation Procedures View Top-Notch Compliance & Risk Mitigation Procedures Page

Top-Notch Compliance & Risk Mitigation Procedures

2023 | ACUIA Best Audit Practice Award