
Savings Accounts
From short-term savings accounts to certificates, we have the products and personalized service to grow within EMUCU at every milestone of your journey.
Compare Accounts
Money Market Savings
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Certificate Accounts
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IRAs
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Savings
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Money Market Savings N/A | Certificate Accounts End of Term | IRAs End of Term | Savings N/A | |
Money Market Savings N/A | Certificate Accounts Certificate $500 minimum deposit | IRAs Certificate $500 minimum deposit | Savings $5 | |
Money Market Savings Monthly | Certificate Accounts Monthly | IRAs Monthly | Savings Monthly | |
Money Market Savings $2,000 | Certificate Accounts $500 | IRAs $500 | Savings n/a | |
Money Market Savings Mobile, online, over the phone, or in-person | Certificate Accounts In-person or over the phone |
IRAs
In-person or over the phone. IRS penalties and taxes may apply |
Savings Online, in-person, over the phone, or ATM |
Not sure what to choose? Let us help.
With incredibly low minimum balances, little to no fees, and amazing flexibility, a savings account from EMUCU makes it easy to save for the future and reach your financial goals! Whether you want to shore up your emergency fund, spoil your family or plan for that special vacation, we‘ve got a savings product for you!

Savings Account
- No Monthly Fee
- No Minimum Deposit
- Earn Interest on Deposited Funds
- Sub-Savings Accounts for Your Individualized Goals
- Nationwide Fee-Free ATM Access
- Financial Counseling Available
Related Resources
Disclaimer
Please refer to your Membership and Account Agreement for more information on how NSF/insufficient Funds fees and Courtesy Pay Fees are charged.
*Free, unlimited access to more than 30,000 ATMs that are part of the CO-OP ATM network.